Comprehensive Medicare Solutions

Medicare Part D is a prescription drug coverage program offered by private insurance companies approved by Medicare. It helps beneficiaries pay for prescription medications, including both generic and brand-name drugs.

Medicare Part D helps reduce out-of-pocket medication costs, but choosing the right plan depends on your specific prescriptions, preferred pharmacies, and budget.

Medicare Supplement Insurance, or Medigap, is a type of private insurance designed to help cover out-of-pocket costs associated with Original Medicare (Part A and Part B). These costs include copayments, coinsurance, and deductibles, reducing the financial burden for beneficiaries.

Medigap is ideal for those who want predictable healthcare costs and flexibility in choosing providers. However, it cannot be combined with Medicare Advantage (Part C), so beneficiaries must choose between the two options.